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Most unsecured loans are safe if used responsibly. However, payday loans are one notorious type of unsecured loan that are considered predatory due to unreasonable rates, terms, and practices. Payday lenders operate in storefronts and online. They provide loans without checking borrowers' credit history to ensure they 

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Cash advance loan – Another name for a payday loan, typically specializes in giving a loan in cash and requires payment at the borrower's next paycheck. Check advance loan . Unsecured loan – A loan that is given based on a person's creditworthiness and not based on a form of collateral. Usury Laws – Laws set up by 

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