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Sep 13, 2012 Gareth Power mans the phones at a payday lending firm, dealing with customers who are both able or unable to repay the money they have borrowed.This article is specific to small loans, often provided in a pooled manner. For direct payments to individuals for specific projects, see Micropatronage. For financial services to the poor, see Microfinance. For small payments, see Micropayment. Microcredit is the extension of very small loans (microloans) to impoverished  can you currently get a pay day loan in maryland advice about pay day loans Frightening Calls From Fake Debt Collectors Threaten People With Jail for Payday Loans. It's a. Phantom phony debt collectors with Indian accents are calling people trying to scare them into paying debts that are not theirs. Some of the company names they use are American Credit Services, TAC Evolution, Allied Financial 

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