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May 8, 2012 Your most expensive credit card may have an interest rate of 28 percent or 36 percent -- tops. How does an interest rate more than 10 times that high sound? If a $100 payday loan costs you $15 for 10 days, that's an annual percentage rate of almost 400 percent. Payday lenders are most prevalent in  payday loans in wichita emergency loans guareented approval May 29, 2017 The quick cash infusion is nice, but when you apply for a payday loan, you may wind up getting more than you bargained for. As the Consumer Financial Protection Bureau notes on its site, these loans are typically for small amounts but give lenders access to your checking account or require you to write a 

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